Know-how of bank card protection. You have to… write the PIN code on it!

The fact that in case you lose your bank card it can be used by an intruder is reported in the news and security services of the banks inform you. No one is safe from accidents. Moreover, new contactless cards don’t require PIN-code while paying small sums. So there is a logical question. How can one protect his money, if not the card, then at least the money on his account? There is a way.

Problems with loss

Only self-righteous people say that it is impossible to lose a card. And how. In a hurry to put it past the pocket / purse, just leave it at an ATM or in a store. And there it is, ready bait for dishonest fellow citizens. After all, in most cases, too great a temptation to grab for free with other people’s money.

Know-how of bank card protection. You have to... write the PIN code on it!

And the loss is not always noticed right away. And the “outflow” of money from the account can be tracked only if SMS-informing is connected. And if you don’t pay attention to the messages, it’s even difficult to determine that someone is using the card.

The best way to prevent an intruder from getting into your pocket is to block the card as quickly as possible. This can be done quickly and effectively: just call the bank’s hotline and explain your situation. Well, and then order a new card with a clear conscience.

Know-how of bank card protection. You must... write the PIN code on it!

With regard to self-set limits on withdrawal / settlement – so most people do not use this option. Surely many people know the story that happened to one of the customers of a well-known hypermarket chain. The man gave his card to his girlfriend.

At some point there was a quarrel between them, but the woman for some reason did not return the card and kept it. She also decided to take a good walk, spending her ex-lover’s money left and right. The card was in the name of a man, but no one (!) paid attention to the fact that the bearer of the plastic does not correspond to the owner in any way.

Bank card protection know-how. You must... write the PIN code on it!

Then a huge scandal broke out. A man filed a complaint and the result was the introduction of restrictions in this store. Employees were required to verify the identity of the buyer with the person on the card. So that at least the sex of the customer would match. But the sellers didn’t last long. Then again all went the same way.

Methods for solving the problem

Does this problem have no solution? No, there is a solution. And the “door opens” is simple enough. Here is what you need to do:

  1. Never lose your card.
  2. Do not keep money on card account.

It seems like everything is clear. But the implementation is problematic. So what to do? One of the Russians came up with an original way to protect money.

The money will not disappear even if the card is lost

To begin with you have to start thinking criminally. What does a citizen who is not burdened with moral principles and ready to use someone else’s card? That’s right, he will think about how to withdraw the money. It is possible to go the way of spending, buying something for no more than 1 thousand rubles.

Bank card protection know-how. You must... write the PIN code on it!

But this is too long and complicated. It is much easier to think of another way. Somehow withdraw cash. This requires knowledge of the PIN-code. You can “ease” the task of the intruder. Write the coveted numbers on the card itself.

Or rather, on a piece of paper. And stick it on the back of the plastic. And the trick is not to write the real PIN, but any “left” numbers. It is desirable to deliberately put the characters in a messy way, and even slightly erase the surface, so that it is difficult to make out. For example, “three” and “eight” are easily confused. Or “five” and “six” if the numbers are almost unreadable.

Here’s what happens next. The desperate swindler runs to an ATM, as he (what luck!) has not only the card but also the code. He inserts the card into the machine and begins to enter the numbers. As it is written on a piece of paper. But since they have been scratched out, he can’t type in the PIN code correctly. Then, after three wrong entries, the ATM simply blocks the card and puts it in a special box (such is in each machine). And that’s all.

Share to friends
Mobile Pedia
Mobile Pedia